Student Insurance

UPDATED August 4, 2020 with Frequently Asked Questions for International Students


We are pleased to announce the annual statement premiums for our Student Health Insurance Program (SHIP) with United Healthcare for the upcoming 2020-2021 academic year.

Every year, the University System of Georgia works to obtain the most competitive rates and most valuable benefits for this plan.  In addition, this year, a Student Health Insurance Advisory Committee was formed which included student, faculty, and staff representatives.  This committee met to make recommendations regarding the plan premiums and benefits this year and will continue to make recommendations in future years to review.

In summary, for the 2020-2021 academic year:

  • Student premiums are increasing by 5% for all tiers:  plan benefits remain the same.
  • Increase in PGH plan premiums for international students at State Colleges and State Universities by 27%; from $750 per year to $954 per year.
  • Tightening waiver standards for all international students.

Annual premiums with semester rates and additional plan details are noted below.

*Please note that MGA health clinics do not require or process any form of health insurance, including SHIP.

The University System of Georgia requires that some students have health insurance coverage. The Student Health Insurance Program (SHIP) was developed to provide quality health insurance to students in mandatory categories at the lowest possible costs.

If you are required to have mandatory insurance coverage, you will be notified via your student email once you are registered for classes. Approximately 2 business days after you are registered, your information will be in the United Healthcare Student Resources database. You can take action through the United Healthcare Student Resources website during the enrollment period to request a waiver or accept the UHC coverage plan. You must do this in order to remain enrolled in programs that requires mandatory insurance coverage.