Student Insurance

UPDATED May 27, 2021

Frequently Asked Questions for International Students


We are pleased to announce the annual statement premiums for our Student Health Insurance Program (SHIP) with United Healthcare for the upcoming 2021-2022 academic year.

Every year, the University System of Georgia works to obtain the most competitive rates and most valuable benefits for this plan. 

This past year has been especially challenging due to high claims experience than in previous years and also due to higher than normal utilization of some healthcare services because of COVID-19.  Therefore, the appoved changes this year focused on those that will help stablize the plan for future renewals and also address inequities in plan design and premiums between institutions and categories of students.

The changes to the SHIP plan for the 2021-2022 academic year are as follows:

  • USG will move to a unified plan design that mirrors the current USG SHIP program and adopt a mandatory/voluntary premium structure.
  • The PGH global plan offering will be eliminated for international students.
    • Ensures all international students have comprehensive medical coverage if they experience a major medical event.
    • To help ease the transition, international students enrolled in the PGH plan during 2020-2021 and who remain in the mandatory category for SHIP in the 2021-2022 academic year will be provided a one-year subsidy of $1,215.  These students will be charged $1,202 for enrollment in the USG SHIP plan for 2021-2022 and this rate includes student athletes and will have no impact on scholarships.

Annual premiums with semester rates and additional plan details are noted below, under question #6.

*Please note that MGA health clinics do not require or process any form of health insurance, including SHIP.

The University System of Georgia requires that some students have health insurance coverage. The Student Health Insurance Program (SHIP) was developed to provide quality health insurance to students in mandatory categories at the lowest possible costs.

If you are required to have mandatory insurance coverage, you will be notified via your MGA student email once you are registered for classes. Approximately 2 business days after you are registered, your information will be in the United Healthcare Student Resources database. You can take action through the United Healthcare Student Resources website during the enrollment period to request a waiver or accept the UHC coverage plan. You must do this in order to remain enrolled in programs that requires mandatory insurance coverage.