Direct Loan Instructions
Direct Loan Instructions for Students:
Accept and Decline Each AWARD
You must accept your award each year. Your financial aid will not be applied to your tuition and fees until you complete these steps.
NOTE: Awards amounts presented are for the entire academic year, not for a single term. When you accept an award, you are accepting it for the entire academic year.
- Log into SWORDS
- Click on FINANCIAL AID
- Click AWARD
- Click on AWARD BY AID YEAR
- Choose the AID YEAR, which is the academic year you plan to attend MGA.
- Select ACCEPT AWARD OFFER Tab.
- For all AWARDS you wish to accept in the full amount, click ACCEPT.
- If you wish to decline an award, choose the DECLINE button.
- If you wish to accept a partial amount, click ACCEPT then ENTER THE AMOUNT you want to accept.
Example: To receive $800 from a $1000 award, you will click ACCEPT and ENTER $800 in the field provided.
- AFTER ACCEPTING and/or DECLINING all offered awards, Click SUBMIT to finalize your acceptance.
- If you are a first-time borrower at MGA, please proceed to the steps below to complete your ENTRANCE COUNSELING and MASTER PROMISSORY NOTE (MPN)
Your acceptance of the required MGA Financial Aid Terms and Conditions via SWORDS constitutes an agreement to abide by all policies and conditions of federal and state student aid programs rules and regulations. If you wish to reduce or cancel any of your award(s), you must submit written notification within fourteen (14) days
Go to www.studentaid.gov.
- Sign In (Must use Student FSA ID Username and Password)
- In the middle of the page, choose COMPLETE ENTRANCE COUNSELING
- Choose COMPLETE ENTRANCE COUNSELING again.
- On the COUNSELING TYPE page, choose the option for UNDERGRADUATE STUDENTS
- Click CONTINUE on the next page.
- Under US Schools, Choose GEORGIA, then choose MIDDLE GEORGIA STATE UNIVERSITY
- Click CONTINUE
- Answer all questions. This will take you approximately 30 minutes.
- You must review BORROWER RIGHTS on the last page of the Counseling page
- Click SUBMIT
- Print for your records.
- On the right side select MENU
- Choose MY ACCOUNT
- Under My Account select MY HOME PAGE
- Choose COMPLETE LOAN AGREEMENT (Master Promissory Note)
- Choose SUBSIDIZED/UNSUBSIDIZED
- Enter in all the required information. Click “Continue.”
- Input your reference information. Click “Continue.”
- Read/Review all sections on this page.
- CHECK THE BOX that you have read and reviewed all the information. Click CONTINUE
- SIGN the MPN by typing in your name. Click SIGN
- Review Your MPN.
- Click SUBMIT
- View and PRINT your PDF version of your MPN.
Direct Loan Instructions for Parent PLUS loans:
Complete Your Master Promissory Note (MPN)
Go to www.studentaid.gov.
- Sign In (Must use Parent FSA ID Username and Password)
- Select the DIRECT LOAN APPLICATION FOR PARENTS option at the bottom of the page and click START.
- Under Select an Award Year, CHOOSE THE CORRECT YEAR for which you are applying
- Enter the STUDENT'S INFORMATION
- Choose the DEFERMENT OPTION and CREDIT BALANCE
- Complete SCHOOL and LOAN INFORMATION SELECTION
- Select US SCHOOLS, Choose GEORGIA, then choose MIDDLE GEORGIA STATE UNIVERSITY
- Enter in LOAN AMOUNT or choose BORROW MAXIMUM
- Select LOAN PERIOD requested.
- Click CONTINUE
- Review all information for accuracy. Click CONTINUE
- Complete BORROWER INFORMATION SELECTION. Click CONTINUE
- Review all information provided and verify that it is correct. Click CONTINUE
- View IMPORTANT NOTICES as required and complete required CERTIFICATION, because PLUS Loans are credit-based, you will need to CHECK THE BOX authorizing DEPARTMENT OF EDUCATION to run your credit. Click CONTINUE
- If you receive a denial, print it out. If you receive an approval continue with the MPN (next steps).
- Below your approved status for the PLUS choose from the student(s) listed to complete an MPN.
- Enter in all the Required Information. Click CONTINUE
- Input your Reference Information. Click CONTINUE
- Read/Review all sections on this page.
- CHECK THE BOX that you have Read and Reviewed all the Information. Click CONTINUE
- SIGN the MPN by typing in your name. Click SIGN
- Review Your MPN
- Click SUBMIT
- View and PRINT your PDF version of your MPN